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In Belgium
The central bank records every consumer and mortgage credit you hold, not just the ones that went wrong, and a lender is obliged to look before agreeing to a new one. It is public and there is no score to buy.
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Main similarities
- Credit scoring
Main differences
- Monetary authority → Deutsche Bundesbank
Function by functionShowHide
Function by function
01 · Credit scoringSCHUFA → Banque nationale de BelgiqueClose
Ecwevo describes how systems correspond in practice. It is not legal, tax or immigration advice.