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In France
The central bank keeps the register and it lists only missed repayments. There is no positive file and no score, so nobody can rate you — and equally you have nothing to show a landlord.
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Main similarities
- Credit scoring
Main differences
- Personal insolvency → Insolvenzgericht
Function by functionShowHide
Function by function
01 · Credit scoringSCHUFA → Banque de FranceClose
Ecwevo describes how systems correspond in practice. It is not legal, tax or immigration advice.